January 11 is known as Kagami biraki (鏡開き), literally opening mirrors. It is a day to eat kagami mochi (鏡餅), which is a set of two round rice cakes decorated at New Year's Days. I usually eat them as oshiruko(お汁粉), sweet red been soup, and so did tonight.
I went to Hibiya to attend one day semimar about saving and making money.
They adviced to save 20% of salary and use 20 % of salary to improve yourself such as studying at schools or reading books for the future.
To know the financial condition, keep every receipt and classify them into 10 items every day and after one month calculate them. After three months make P/L (Profit and Loss Statement) and B/S (Balnce Sheet).
There are three ways to increase money.
1 Save at banks (Do nothing)
2 Do side business (Work by yourself)
3 Operate (Let money to work.)
Regarding No.3 there are five islands.
1 Stocks
2 FX
3 Real Estate
4 Bond
5 Commodity.
For the first three if you learn the know-how, you will gain money for sure.
What are you interested in most?
Today is the first fullmoon of the year.
No comments:
Post a Comment